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Executors need to know the risks of unpaid estate taxes

On Behalf of | Sep 25, 2024 | Estate Planning |

Serving as an executor for an estate in Virginia comes with many responsibilities. One of the most important tasks is ensuring the payment of all taxes owed by the estate. 

Unfortunately, it can be easy to accidentally leave some estate taxes unpaid. This can lead to serious consequences for the executor if not addressed appropriately.

Understanding estate taxes

When someone passes away, their estate may owe taxes at both the federal and state levels. This can include income taxes, estate taxes and possibly even inheritance taxes. Executors must file the necessary tax returns and pay any outstanding taxes before distributing the estate’s assets to the beneficiaries. 

However, managing these taxes can be overwhelming. Executors may overlook certain tax liabilities, such as unpaid property taxes, income taxes from the final year of the decedent’s life or even outstanding estate taxes if the estate is large enough to meet the federal estate tax threshold.

The consequences of unpaid estate taxes

If taxes remain unpaid, the IRS or the Virginia Department of Taxation can impose penalties and interest on the amount owed. In some cases, the government may even place a lien on the estate’s property or assets, which could delay the distribution of inheritance to the beneficiaries. 

Furthermore, the authorities can hold executors personally liable for any unpaid taxes if they distribute the estate’s assets without settling all tax obligations first. This means that the executor might have to pay these taxes out of their own pocket.

Avoiding tax consequences

To avoid these risks, executors should take the time to carefully review the decedent’s financial records. It is worth the time and effort to consult with tax professionals to address all potential tax liabilities. Executors should also obtain tax clearance from the IRS and the Virginia Department of Taxation before making any distributions. This can help confirm the payment of all taxes and protect the executor from future claims.

Handling estate taxes in Virginia certainly requires careful attention to detail. There is no shame in seeking professional help to properly administer an estate with complex asset and tax circumstances.

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